What Key Elements Are Included in a Proper Symbility Roof Estimate?

When it comes to filing insurance claims for roof damage, one wrong number can throw the whole process off track. At CTT Claims, we know how frustrating that can be. That’s why a Symbility roof estimate must be precise, detailed, and built on industry-standard data.

Symbility is more than just software, it’s a critical tool that insurance carriers and contractors alike rely on to ensure accuracy and fairness in every roofing claim. And we’re here to walk you through what a proper Symbility estimate actually looks like.

Why Does a Symbility Roof Estimate Matters?

Roofing damage is expensive. Whether you’re dealing with wind, hail, or long-term wear and tear, your claim hinges on how well your estimate is put together. That’s where we come in. At CTT Claims, we understand what insurers look for, and we know how to speak their language. When we create a Symbility estimate, we’re not guessing, we’re building a case. And when done right, it makes all the difference between a denied claim and a fully approved supplement.

Material Details: It’s All About Accuracy

If the materials aren’t listed correctly, the rest of the estimate falls apart. A proper Symbility estimate will include:

• Exact roofing material type (asphalt, tile, metal, etc.)
• Accurate measurements of squares, pitch, and waste factor
• Manufacturer-specific product data for pricing consistency
• Underlayment, flashing, and fasteners, no shortcuts here

Each line item should match real-world costs and reflect what the job actually requires. Skimping on detail could mean money left on the table.

Labor Costs That Reflect Reality

We all know that labor isn’t cheap, especially when you’re hiring qualified crews. Symbility estimates must factor in:

• Localized labor rates, based on zip code
• Removal and replacement costs (not just one or the other)
• Trade-specific breakdowns, such as roofing, carpentry, or cleanup
• Equipment usage, like scaffolding or dumpsters, if applicable

At CTT Claims, we don’t just plug in numbers. We verify them against the job scope to make sure your clients get exactly what they need covered.

Documentation and Supporting Photos

Words are one thing, proof is another. A solid Symbility estimate should always include photo evidence and inspection notes that back up each line item. Here’s what we add:

• High-res images of damage from multiple angles
• Date-stamped inspection reports
• A sketch or diagram showing the roof’s layout
• Notes on damage cause, like hail hits or wind uplift

The more visual and written support included, the smoother the approval process becomes.

Actionable Advice: Don’t Just Estimate—Supplement Smart

Estimates often miss things. That’s why we offer full supplement services that go above and beyond. If you’re working with a claim, here’s what you should do next:

• Compare the initial adjuster’s report with actual site findings
• Identify missing or undervalued line items
• Use Symbility to update pricing with current regional cost data
• Attach supporting documents and resubmit confidently

Better yet, let us handle it for you. Our team has the experience and tech tools to catch what others miss.

Frequently Asked Questions

What’s the difference between Symbility and Xactimate?

Symbility and Xactimate are both insurance estimating platforms, but Symbility is often preferred by certain carriers for its cloud-based, mobile-friendly interface.

How long does it take to get a Symbility roof estimate?

Typically, within 24–48 hours after inspection, depending on the complexity of the roof.

Can I submit my own Symbility estimate to an insurance company?

Yes, but accuracy is crucial. That’s why most contractors and adjusters prefer professional services like ours.

Will Symbility catch hidden roof damage?

It won’t automatically detect damage but it allows us to document and price out everything properly, so nothing gets missed.

Is it worth getting a supplement reviewed even after an initial denial?

Absolutely. Denials are often based on incomplete estimates. We’ve had many cases overturned after submitting thorough supplements.

Need expert help fine-tuning your insurance supplements? Our team is ready to step in with professional Symbility supplement services designed to simplify your workflow and boost claim success.

Let’s get your claim approved — contact CTT Claims today.